✦ Product · Leap Program

PayVantage

The AI-powered migration engine that converts your bank from legacy Funds Transfer (FT) to Temenos Payment Hub (TPH) — seamlessly, safely, and at Leap speed.

Temenos Leap Program

Migrate from FT to TPH with AI Precision

PayVantage is Radiant Core's AI-powered migration engine purpose-built for the Leap Program. It eliminates the complexity of converting legacy Funds Transfer configurations into the modern Temenos Payment Hub — with zero manual rework and full audit traceability.

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The Payment Modernisation Opportunity
600+
Banks on Temenos FT Globally
~65%
Yet to Migrate to TPH
Faster Payment Launches on TPH
55%
Reduced Migration Time
The Problem

The Cost of Staying on Legacy FT

Every year on legacy Funds Transfer is another year of missed payment innovation, mounting compliance risk, and growing distance from the Leap roadmap.

Slow Payment Innovation

New payment rails, instant payments and ISO 20022 take months to configure in FT. Banks on TPH deliver in days.

ISO 20022 Compliance Gap

Legacy FT struggles with ISO 20022 migration deadlines, SWIFT modernisation and real-time gross settlement requirements.

💰

High Maintenance Cost

FT customisations demand rare specialists, long test cycles, and costly manual intervention for every Temenos upgrade.

🔒

Locked Out of Leap

Without TPH, banks cannot access the Temenos Leap Program's payment agility, partner ecosystem, or next-gen connectivity.

📋

Regulatory Risk

FT's architecture makes it increasingly hard to meet evolving AML, sanctions screening, and real-time reporting mandates.

🌐

Connectivity Limitations

Open banking APIs, fintech partnerships and multi-rail connectivity are native to TPH — bolted-on for FT.

PayVantage Features

What Makes PayVantage Different

Six pillars of capability that make your FT to TPH migration predictable, compliant, and fast.

AI

AI-Powered Route Mapping

Automated analysis of every FT payment route, charge rule, and correspondent bank configuration — eliminating manual documentation.

LP

Leap-Native Architecture

PayVantage is purpose-built to plug directly into the Temenos Leap Program framework, handling the heavy lifting of payment schema conversion.

0

Zero-Risk Conversion

Transaction-level validation and parallel-run reconciliation ensures 100% payment integrity before any cutover.

4× Faster Go-Live

Achieve Leap's promised payment launch speed far faster than conventional manual FT to TPH migration projects.

AT

Full Audit Trail

Complete traceability from every FT payment route to its TPH equivalent — critical for regulatory sign-off and internal audit.

GL

Globally Ready

Pre-configured for SWIFT, SEPA, RTGS, ACH, ISO 20022 and local payment rails across all major markets.

Implementation Timeline

A Structured 5-Phase Delivery

We manage all technical complexity so your payments team focuses on business outcomes — not migration mechanics.

01

Discovery & Assessment

Inventory all FT routes, charge rules, correspondent banks, and payment volumes.

02

TPH Design

Define TPH payment product structure, routing logic, and ISO 20022 message mapping.

03

AI Migration

AI engine converts all FT configurations to TPH with zero manual scripting.

04

Parallel Run & Validation

Run FT and TPH simultaneously. Reconcile every transaction. Resolve every exception.

05

Go-Live & Handover

Clean cutover, hypercare support, and full knowledge transfer to your team.

Typical engagement: 4–10 months depending on payment volume, rail complexity and regulatory environment
Why the Leap Program

The Case for Moving to TPH Now

The Temenos Leap Program is the fastest path to payment modernisation. PayVantage is the engine that gets you there.

ISO
20022 Ready Out of Box
Real
-Time Payment Support
Open
Banking API Native
Leap
Program Certified
The Transformation

Before & After PayVantage

Before (Legacy FT) After (PayVantage + TPH)
Months to add a new payment rail or corridorDays to weeks with TPH's payment product builder
Manual FT route documentation — high risk of gapsAI-automated migration — zero manual configuration errors
Locked out of Temenos Leap Program benefitsFull access to Leap payment innovation roadmap
ISO 20022 compliance requires costly custom buildsNative ISO 20022 support across all payment rails
Expensive FT specialists and long test cyclesStandard TPH skillset — wider talent pool, faster hiring
Limited open banking and fintech connectivityNative API gateway and partner ecosystem on TPH
✦ Part of the Radiant Core Leap Program

Ready to Leap to TPH?

Let our team assess your FT estate and show you exactly what a PayVantage migration looks like for your bank.

1
Free FT Estate Assessment
2
Migration Roadmap & Sizing
3
Fixed-Price Engagement Options
Book Your Free Assessment →